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A 90-day cashflow crunch is about to hit Aussie SMEs. Here’s what you should do

Australian SMEs are facing a looming cashflow squeeze as rising costs, slowing revenue, and the shift to payday super converge within the next 90 days.
SME cashflow
Image: Adobe Stock

Ninety days is not much time when three things go wrong at once.

Over 15 years and more than 3,300 client engagements, I have learned that cashflow crises rarely come from one thing. They come from two or three things arriving at once, each manageable in isolation, collectively damaging. That is where a significant number of Australian businesses are sitting right now, and many have not yet done the modelling to see it.

Front one: Costs that lag the news cycle

Fuel price movements flow through supply chains with a lag of four to eight weeks.

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